{"id":2888,"date":"2021-02-08T21:03:43","date_gmt":"2021-02-08T13:03:43","guid":{"rendered":"https:\/\/ia957.com\/?p=2888"},"modified":"2021-06-23T14:34:36","modified_gmt":"2021-06-23T06:34:36","slug":"%e5%ae%b6%e5%ba%ad%e7%90%86%e8%b2%a1-%e6%95%99%e8%82%b2%e5%b9%b4%e9%87%91-%e5%85%8d%e8%b2%bb%e5%88%86%e4%ba%ab","status":"publish","type":"post","link":"https:\/\/ia957.com\/en_us\/%e5%ae%b6%e5%ba%ad%e7%90%86%e8%b2%a1-%e6%95%99%e8%82%b2%e5%b9%b4%e9%87%91-%e5%85%8d%e8%b2%bb%e5%88%86%e4%ba%ab\/","title":{"rendered":"\u3010\u514d\u8cbb\u5206\u4eab\u3011\u6253\u9020\u5bb6\u5ead\u7406\u8ca1\u8a08\u5283\uff0c\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u8868\uff0c\u96e2\u6210\u5bb6\u66f4\u8fd1\u4e00\u6b65"},"content":{"rendered":"<p>\u6559\u80b2\u57fa\u91d1\uff0c\u4e00\u76f4\u662f\u5bb6\u5ead\u7406\u8ca1\u91cd\u9ede\u4e4b\u4e00\uff0c\u5f9e\u5927\u5b78\u958b\u59cb\uff0c\u6bcf\u5e74\u56fa\u5b9a\u6559\u80b2\u8cbb\u7528\uff0c\u4ee5\u73fe\u503c\u63db\u7b97\uff0c\u672a\u4f86\u901a\u81a8\u904e\u7684\u4f30\u8a08\u503c\uff0c\u73fe\u5728\u6bcf\u5e74\u8981\u6e96\u5099\u591a\u5c11\u9322\u624d\u5920\uff0c\u9810\u671f\u5831\u916c\u8a2d\u5b9a\u70ba5~8%\u3002<\/p>\n\n\n\n<p>\u4e00\u5207\u90fd\u662f\u4f30\u8a08\u503c\uff0c\u6574\u9ad4\u8a2d\u8a08\u4ee5\u4f7f\u7528\u8005\u9700\u6c42\u51fa\u767c\uff0c\u7121\u6cd5100%\u6e96\u78ba\uff0c\u8d77\u78bc\u662f\u6bd4\u8f03\u597d\u4f7f\u7528\u7684\uff0c\u4e0d\u7528\u53bb\u641e\u61c2\u5e74\u521d\u3001\u5e74\u672b\u5e74\u91d1\u7b49\u63db\u7b97\uff0c\u6709\u9700\u8981\u7684\u4eba\uff0c\u8acb\u5728\u6700\u4e0b\u9762\u6309\u4e94\u9846\u661f\uff0b\u7559\u8a00 \u8d85\u904e\u5341\u500b\u5b57\uff0c\u7149\u91d1\u5c0f\u4e8c\u4e00\u9031\u4e00\u6b21\u6703\u628a\u6a94\u6848\u5bc4\u7d66\u4f60\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6559\u80b2\u5e74\u91d1<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"2097\" height=\"1213\" src=\"https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886801.png\" alt=\"\" class=\"wp-image-2892\" srcset=\"https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886801.png 2097w, https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886801-768x444.png 768w, https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886801-1536x888.png 1536w, https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886801-2048x1185.png 2048w\" sizes=\"auto, (max-width: 2097px) 100vw, 2097px\" \/><\/figure>\n\n\n\n<p>\u524d\u60c5\u5047\u8a2d\uff0c\u4ee5\u4e00\u822c\u5bb6\u5ead\u70ba\u53c3\u8003\u5c0d\u8c61\uff0c\u8d77\u78bc\u6e96\u5099\u5341\u5e74\u4ee5\u4e0a\uff0c\u6700\u9ad8\u523030\u5e74\uff0c\u53ea\u9700\u8981\u8f38\u5165\u4e00\u4e9b\u57fa\u672c\u8cc7\u6599\uff0c\u81ea\u7136\u7a0b\u5f0f\u5c31\u80fd\u4f60\u8dd1\u51fa\u4f30\u8a08\u503c\u3002<\/p>\n\n\n\n<p>\u5831\u916c\u7387\uff0c\u5047\u8a2d\u662f5~8%\uff0c\u6295\u8cc7\u5de5\u5177\u662f\u7528\uff25\uff34\uff26\u70ba\u4e3b\uff0c\u6bcf\u500b\u6708\u5b9a\u671f\u5b9a\u984d\u6295\u5165\uff0c\u66ab\u6642\u4e0d\u8003\u616e\u4ea4\u6613\u6210\u672c\uff0c\u4ee5\u904e\u53bb30\u5e74\u70ba\u4f8b\uff0c\u591a\u534a\u9023\u7e8c\u5341\u5e74\u5b9a\u671f\u5b9a\u984d\uff0c\u9019\u662f\u53ef\u4ee5\u9054\u6210\u7684\u3002<\/p>\n\n\n\n<p>\uff25\uff34\uff26\u9078\u64c7\uff0c\u53ef\u4ee5\u53f0\u7063\u3001\u5927\u9678\u3001\u7f8e\u570b\u7b49\u4e09\u5730\u70ba\u4e3b\uff0c\u53ea\u662f\u56e0\u70ba\u5e02\u5834\u5920\u5927\uff0c\u52a0\u4e0a\u4ee5\u83ef\u6587\u70ba\u4e3b\u7684\u8b80\u8005\u3002<\/p>\n\n\n\n<p>\u5728\u63d0\u9818\u8a66\u7b97\u4e2d\uff0c\u53c3\u8003\u4e00\u4e9b\u7db2\u8def\u8cc7\u6599\uff0c\u4f46\u90fd\u7121\u6cd5\u9806\u5229\u9918\u984d\u70ba0\uff0c\u5728\u9019\u908a\u6709\u6539\u8b8a\uff0c\u8b8a\u6210\u53bb\u5e74\u9918\u984d+\u5e74\u521d\u6295\u5165+\u4eca\u5e74\u6295\u8cc7\u6536\u76ca\uff0c\u53bb\u4f30\u8a08\u5e74\u5e95\u9918\u984d\u3002<\/p>\n\n\n\n<p>\u5e74\u5316\u5831\u916c\u7387\u65b9\u9762\uff0c\u662f\u4ee5\u6bcf\u500b\u6708\u5b9a\u671f\u5b9a\u984d\u70ba\u4e3b\uff0c\u70ba\u4e86\u7c21\u5316\u756b\u9762\uff0c\u6539\u6210\u4ee5\u5e74\u6295\u5165\u70ba\u4e3b\uff0c\u5e74\u5316\u5831\u916c\u7387\u516c\u5f0f\uff0c\u4e0d\u7ba1\u662f\u6bcf\u6708\u5b9a\u671f\u5b9a\u984d\u8a08\u7b97\uff0c\u9084\u662f\u5e74\u5ea6\u55ae\u7b46\u8a08\u7b97\uff0c\u5047\u8a2d\u4e0a\uff0c\u90fd\u662f\u4ee5\u5e74\u5316\u5831\u916c\u7387\u70ba\u4e3b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6559\u80b2\u5e74\u91d1\uff0cexcel\u51fd\u6578\u61c9\u7528<\/h2>\n\n\n\n<p>Excel\u8a66\u7b97\u8868\u8d85\u597d\u7528\uff0c\u4eba\u751f\u8ca1\u52d9\u554f\u984c\u90fd\u6709\u89e3\u7b54\uff0c\u91cd\u9ede\u5728\u5426\u6709\u6c7a\u5fc3\u505a\u8a08\u756b\uff0c\u57f7\u884c\u3002<\/p>\n\n\n\n<p>\u6559\u80b2\u5e74\u91d1ecxcel\u51fd\u6578\u61c9\u7528\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>PMT<\/li><li>\u7d42\u503cFV\u672a\u4f86\u503c<\/li><li>\u73fe\u503cPV<\/li><\/ul>\n\n\n\n<p>\uff30\uff2d\uff34<\/p>\n\n\n\n<p>PMT(\u5229\u7387 \uff0c \u671f\u6578 \uff0c \u7d42\u503c \uff0c\u73fe\u503c \uff0c\u671f\u521d\u6216\u671f\u672b)<\/p>\n\n\n\n<p><a href=\"https:\/\/support.google.com\/docs\/answer\/3093185?hl=zh-Hant\" rel=\"nofollow noopener\" target=\"_blank\">Google sheet\u516c\u5f0f<\/a><\/p>\n\n\n\n<p>\uff26\uff36<\/p>\n\n\n\n<p>\u73fe\u503c \uff0a (1+??%) ^ \u671f\u6578<\/p>\n\n\n\n<p>\uff30\uff36<\/p>\n\n\n\n<p>\u73fe\u503c \/ (1+??%) ^ \u671f\u6578<\/p>\n\n\n\n<p>^ \u8868\u793a\u8907\u5229\uff0c\u4e58\u4e0a\u5e7e\u6b21\u65b9\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6559\u80b2\u5e74\u91d1\u4f7f\u7528\u8aaa\u660e<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1587\" height=\"779\" src=\"https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886802.png\" alt=\"\" class=\"wp-image-2889\" srcset=\"https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886802.png 1587w, https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886802-768x377.png 768w, https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886802-1536x754.png 1536w\" sizes=\"auto, (max-width: 1587px) 100vw, 1587px\" \/><\/figure>\n\n\n\n<p>\u4e0d\u5206\u7537\u5973\uff0c\u4ee5\u5e74\u7d00\u5340\u5206\u3002<\/p>\n\n\n\n<p>\u5c0f\u5b69\u90e8\u5206\u5047\u8a2d\u53ea\u6709\u4e00\u500b\uff21\uff0c\u5982\u679c\u6709\u5176\u4ed6\u7684\uff0c\u53ef\u4ee5\uff22\u3001\uff23\u8f38\u5165\u73fe\u5728\u5e74\u7d00\u3002<\/p>\n\n\n\n<p>\u652f\u51fa\u90e8\u5206\uff0c\u4ee5\u5927\u5b78\uff0b\u78a9\u58eb\u516d\u5e74\uff0c\u91d1\u984d\u53ef\u81ea\u5df1\u8a2d\u5b9a\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1499\" height=\"1061\" src=\"https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886803.png\" alt=\"\" class=\"wp-image-2890\" srcset=\"https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886803.png 1499w, https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886803-768x544.png 768w\" sizes=\"auto, (max-width: 1499px) 100vw, 1499px\" \/><\/figure>\n\n\n\n<p>\u5982\u6709\u5176\u4ed6\u9700\u6c42\uff0c\u53ef\u5728\u4e0b\u9762\u81ea\u884c\u8f38\u5165\u6bcf\u5e74\u91d1\u984d\uff0c\u5176\u4ed6\u6703\u8ddf\u8457\u8b8a\u52d5\uff0c\u9810\u8a2d\u8d77\u78bc\u662f10\u5e74\u4ee5\u4e0a\uff0c\u6bd4\u7167\u5132\u84c4\u96aa\u65b9\u5f0f\uff0c\u8d77\u78bc\u8981\u5341\u5e74\u624d\u80fd\u770b\u5f97\u51fa\u6548\u679c\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1322\" height=\"1060\" src=\"https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886804.png\" alt=\"\" class=\"wp-image-2891\" srcset=\"https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886804.png 1322w, https:\/\/ia957.com\/wp-content\/uploads\/\u5bb6\u5ead\u7406\u8ca1-\u6559\u80b2\u5e74\u91d1\u8a66\u7b97\u886804-768x616.png 768w\" sizes=\"auto, (max-width: 1322px) 100vw, 1322px\" \/><\/figure>\n\n\n\n<p>\u9a57\u7b97\u90e8\u5206\uff0c\u7121\u6cd5\u6574\u9664\uff0c\u5c0f\u4e8c\u529f\u529b\u592a\u6dfa\uff0c\u5c31\u5047\u8a2d\u4f7f\u7528\u7fd2\u6163\uff0c\u6bcf\u5e74\u5e74\u5ea6\u7d50\u7b97\uff0c\u5e33\u6236\u91d1\u984d\u6709\u7d50\u9918\uff0c\u5c31\u7576\u4f5c\u7d66\u81ea\u5df1\u7684\u734e\u52f5\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7149\u91d1\u5c0f\u4e8c\uff0c\u5be6\u6230\u6295\u8cc7\u5fc3\u5f97\u5206\u4eab<\/h2>\n\n\n\n<p>\u4e0a\u73ed\u65cf\u6700\u5927\u7684\u554f\u984c\uff0c\u5728\u65bc\u7121\u6cd5\u5b58\u5165\u592a\u591a\u7684\u9322\uff0c\u5982\u679c\u5148\u6709\u7406\u8ca1\u8a08\u5283\uff0c\u5728\u4e0d\u5f71\u97ff\u91cd\u8981\u751f\u6d3b\u54c1\u8cea\u4e0b\uff0c\u5408\u7406\u53bb\u5206\u914d \u5fc5\u8981 &nbsp;\u8ddf \u60f3\u8981 \u7684\u652f\u51fa\uff0c\u5148\u5132\u84c4\u518d\u6d88\u8cbb\uff0c\u5c31\u80fd\u78ba\u4fdd\u6bcf\u5e74\u53ef\u4ee5\u5b58\u4e0b\u591a\u5c11\u9322\u3002<\/p>\n\n\n\n<p>\u901a\u81a8\u662f\u770b\u4e0d\u898b\u7684\u6bba\u624b\uff0c\u4e00\u5e74\u4e00\u5e74\u6e1b\u4f4e\u4f60\u7684\u5be6\u8cea\u8cfc\u8cb7\u529b\uff0c\u4f60\u53ef\u80fd\u807d\u904e\uff0c\u57282000\u5e74\u524d\u5f8c\uff0c\u6bcf\u5e74\u8cb7\u5132\u84c4\u96aa\u591a\u5c11\u9322\uff0c\u53ef\u4ee5\u9818\u56de\u591a\u5c11\uff0c\u807d\u8d77\u4f86\u50cf\u662f\u4e0d\u932f\uff0c\u4f46\u5982\u679c\u7528\u7576\u6642\u7684\u623f\u50f9\u8ddf\u6240\u5f97\u6bd4\u4f86\u770b\uff0c\u7576\u521d\u80fd\u8cb7\u623f\u7684\u91d1\u984d\uff0c\u73fe\u5728\u53ea\u5269\u4e0b\u4e00\u9593\u5ec1\u6240\uff0c\u5982\u679c\u8cb7\u50b3\u7522\u80a1\uff0c\u53ea\u6c42\u7a69\u5b9a\uff0c\u9078\u4e94\u3001\u516b\u6a94\uff0c\u73fe\u5728\u4e0d\u77e5\u9053\u80fd\u7d2f\u7a4d\u591a\u8cb7\u5e7e\u9593\u623f\u7684\u8cc7\u7522\uff0c\u9084\u6bcf\u5e74\u6709\u80a1\u606f\u53ef\u4ee5\u9818\u3002<br>\uff30\uff33\uff1a\u9019\u88e1\u662f\u7c21\u55ae\u5047\u8a2d\uff0c\u90a3\u6642\u9084\u6c92\uff25\uff34\uff26\uff0c\u7576\u6642\u7684\u6642\u7a7a\u80cc\u666f\uff0c\u50b3\u7522\u80a1\u9060\u9060\u843d\u5f8c\u96fb\u5b50\u80a1\uff0c\u591a\u6578\u4eba\u662f\u5728\u300e\u73a9\u300f\u80a1\u7968\uff0c\u800c\u975e\u300e\u6295\u8cc7\u300f\u597d\u516c\u53f8\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\u53ef\u4ee5\u8abf\u6574\u7684\u662f 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